Accounting and invoicing for small makers
Soap, candles, cosmetics, jam, jewellery: small makers sell online, at markets and to shops, and buy raw materials in small amounts. Saldiqo writes invoices for shops and business customers, records raw materials and packaging and shows which products pay off.
What comes up for small makers
Small batches and raw materials
Raw materials are bought and used in small amounts. The purchase price decides the margin.
Several ways to sell
Online shop, markets and resellers have different prices.
Labels and regulations
Packaging, labels and ingredient lists cost time and money.
How Saldiqo helps
- Invoice for shopsDelivery note and invoice from the same job.
- Cost centre per product lineRaw materials and packaging per product.
- Receipts by phone photoCapture receipts.
- Orders from the shopFetch them from WooCommerce, Shopify or CSV and bill them.
Typical invoice lines
Examples that often appear on invoices in this industry. You set the prices yourself.
- Natural soap, 24 pieces, wholesale price
- Candle in a jar, 40 pieces as per delivery note
- Gift set, 12 pieces
- Packaging and labels as per receipt
- Shipping as per order
- Market fee as per receipt
Tax and invoicing in Cyprus
What applies to invoices in Cyprus, in short. As of October 2026.
- VAT
- Rates 19 %, 9 %, 5 % and 3 %, plus 0 % until 31 December 2026 for infant milk, nappies, hygiene products and fresh fruit and vegetables.
- VAT registration
- The threshold is €15,600 of taxable turnover over 12 months, or expected within the next 30 days. If you sell services to businesses in other EU countries, you generally register from the first sale. Until you are registered, Saldiqo leaves VAT off and adds up your turnover.
- What goes on an invoice
- Even businesses that are not VAT registered must issue invoices and receipts. Companies show their name, HE number, the words “private company” where they apply, and their registered office. Notes such as reverse charge appear in Greek and English.
- Invoice timing
- Issue invoices within 30 days.
- E-invoicing
- There is no mandate. Public bodies accept e-invoices (Peppol BIS 3.0) and suppliers send them voluntarily. EU rules follow from 1 July 2030.
- VAT returns
- VAT4 returns are filed online through TFA, quarterly with staggered periods, by the 10th of the second month after the period, moved to the next working day if it falls on a weekend. Saldiqo does not file returns.
- Record keeping
- Plan for 10 years. The minimum is 6 years, VAT records can need up to 7 years, and OSS records 10 years.
- Late payment
- Interest on late business payments is 10.40 %, plus €40 compensation between businesses.
- Languages
- Use Saldiqo in Greek or English and send invoices in either language.
Frequently asked questions
How do I bill resellers?
With a delivery note and invoice from the same job, with the wholesale price as an item.
Can I evaluate product lines separately?
Yes, with cost centres per product line.
Do small makers in Cyprus have to charge VAT?
Once they are registered, yes. The threshold is €15,600 over 12 months, or expected within 30 days. Services to businesses in other EU countries require registration from the first sale.
Do small makers in Cyprus need e-invoicing?
No. Public bodies accept e-invoices through Peppol and suppliers use it voluntarily. EU rules follow from July 2030, so PDF invoices remain fine today.
How long should small makers keep invoices?
Plan for 10 years: the minimum is 6 years, VAT records can need up to 7 and OSS records 10. You can store receipts digitally in Saldiqo. The legal duty to keep records stays with you.
Try Saldiqo for free
Write invoices, match payments, collect receipts and send reminders: free and without a trial period.
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As of October 2026. General information, not legal or tax advice, without guarantee. For your case ask your tax adviser.